FREQUENTLY ASKED QUESTIONS
1. What is the Christian Burial Fund (CBF)?
- The CBF was formed over 75 years ago so that Christians, as a group could "carry each other’s burdens" (Galatians 6:2) and assist its membership in managing the cost of funerals.
- Simply stated, rather than bereaved families incurring large funeral and burial costs, the CBF as a Society would cover such costs over time.
2. Why join the CBF?
- For most people, death is often something we would rather not think about, but planning for the inevitable is a wise thing to do.
- Membership is very affordable (see Q#4 below).
- You are following God's plan to "carry each other's burdens".
3. Who can join the CBF?
- Anyone over 18, and a resident of Alberta may apply for membership.
- Any member who is also member of a Christian church, has the right to vote on matters that may come before a meeting of the Society.
4. What are the fees to join?
- Membership fees are $11.55 ($11.00 + GST) per billing period (twice/year) plus an additional levy for each member that has deceased during that billing period.
- The average fee per membership has been approximately $70.00 every six months.
5. Can I join the CBF at any time?
- Yes, however it is recommended that you join before your 30th birthday.
- Those joining after age 30 are levied an entrance fee (amount varies with age).
- Membership applications can be obtained at the CBF's office (see Q#13 below).
6. Is my whole family covered?
- Yes. You, your spouse (if applicable) and your children living in your household, are covered. Children are covered until the age of 20 years, after which they need to take out their own membership to continue coverage.
7. What are the cost savings by joining the CBF rather than
paying my own funeral costs?
- For all practical purposes, funeral costs run upwards of $12,000.00/death. By comparison, the CBF members have paid about $1310.00 in fees over 10 years (2010-2019). That works out to about $131.00 per year total. Going even further back, an 70 year old couple, who have been members for 40 years, would have paid no more than $3000.00 total. That would add up to over 85% savings for 2 funerals/burials given 2020 costs.
8. If a member of my family becomes deceased, what do I do?
- Call Foster & McGarvey Funeral Home at 780-428-6666, inform them you are members of the CBF and they will assist you through the necessary steps.
9. If I become divorced, is my ex-spouse still covered?
- No. You must notify the CBF to remove this individual from your family coverage. The membership will be split into separate "single" memberships.
- Notification should occur ASAP and within 90 days of your divorce to prevent "re-admittance fees".
- The removed member may continue to pay normal membership fees noted under Q#4 to continue their coverage.
- Note that failing to notify CBF of your divorce and continuing as a "married membership" constitutes fraud. Both members may lose their membership.
10. If I get married or remarried, is my new spouse covered?
- No. You must notify the CBF to add your spouse to your family coverage and a pro-rata entrance fee (amount varies with age) may be levied (see Q#5 above).
- Notification should occur ASAP and within 90 days of your marriage.
11. If I do not use all of the services, can I expect a refund?
- No. Contracts have been set up years ago with Foster & McGarvey, Westlawn Memorial Gardens and Little Mountain cemetery for their services. The contract fee is the same whether all or a portion of the provided services are used so we are unable to provide credit for unused services.
12. Where are the cemeteries located?
- Westlawn Cemetery is located at 163rd Street and Stony Plain Road and Little Mountain Cemetery is located at 160th Avenue and 50th Street.
13. Who do I call if I have any questions?
- Call the CBF office at 780-964-7165. Office hours are: Monday to Friday 9:30 pm - 4:30 pm (do not call to report a death or arrange funeral. see Q#8)
- Office location is in the Christian Credit Union building*
13504 - 142 Street,
Edmonton, Alberta T5L 4Z2
* Although charter members of the Christian Immigration Society founded the Christian Credit Union in 1952, the Christian Credit Union only provides Administrative Services for the Christian Burial Fund.